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Are You Prequalified2019-01-14T19:41:10+00:00


Are You Pre-qualified? 

Once you have made the determination it is time to buy a new home. One of the first things you should do is get pre-qualified for a mortgage. This will be beneficial to you in many ways throughout the buying process. It is critical you talk to lenders to discover how much home you can afford. Perhaps more importantly, you should discuss how much home you should buy based on your income/budget. (Do not buy more house than you can afford !!!). It will give you tremendous confidence as you tour homes KNOWING you can actually qualify to purchase these types of homes.

​At Cove Realty we have built wonderful relationships with numerous lenders from different banks and mortgage companies. We would be more than happy to refer you to any number of these qualified lenders who will treat you with respect and professionalism and educate you on the loan process.

The second important thing pertaining to being pre-qualified with regards to financing as it will help you once it comes time to submit an offer. Most sellers today will want a pre-approval letter to accompany any offer they would receive. This gives you a bit more leverage and power in the negotiation process as the seller will be assured that you have begun the critical steps in qualifying for your mortgage. Contact one of our agents today to find out more about getting pre-approved. You’ll be very glad you did.

​At Cove Realty we have built wonderful relationships with numerous lenders from different banks and mortgage companies.

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